Monday, October 23, 2017

5 Ways to Make Your Money Go Further This Christmas

The holidays can be a stressful time of year for parents. We want to make Christmas special for kids, but it’s difficult not to let money worries get in the way. There’s no doubt that December is an expensive month. But with a little planning and some savvy spending, you can enjoy the festivities without the financial strain. 

If you’re trying to be more frugal, you may have started budgeting for Christmas already, but if not then don’t fret – there is still time. Here are five ways to make your money go further this Christmas.  

Collect Coupons

It’s Christmas time, and the coupons are flowing, but instead of trampling over the junk mail on your doormat or stuffing vouchers to the bottom of your purse, pay close attention and use them to save some money. It’s also worth signing up to a few cashback sites, as it’s usually free to register and you’ll get money back on everyday purchases you make through the site. 

Scale Down Your Gifts

When you’re a mom, Christmas becomes all about the kids. However, as well as buying stocking fillers for your brood, you also have to think about gifts for your friends and relatives. The gift-giving tradition is a staple in our culture, but some could say it has gone too far. Rather than splurging on gifts you can’t afford or relying on credit to get you through the season, suggest something new this year. 

Planning a Secret Santa means each person will only have one adult to buy for, so the cost of presents will diminish considerably. Or if your budget is super tight, just be honest with your loved ones and admit you can’t afford to buy gifts this year. Instead, the focus will be on the meal, the decorations and the time spent together. 

Buy Presents That People Need

If you don’t want to give up the gifts, make a rule with your loved ones to only buy each other gifts you need. That way, you’ll still have presents to open under the tree, but no one is going to waste money. For example, if you need a new pair of gloves, ask for some as a gift. If your husband has run out of shaving cream, buy him a grooming set, and if your cousin who loves to vape is hankering for some new e-liquids, get some great value flavors from and wrap them up for Christmas. 

Go Homemade

Creating decorations and cards with your kids will save you some money, plus it’s an excellent activity for a rainy day. Get the whole family involved in making homemade gifts, decorations, and food for the big day, and enjoy a more creative, less expensive Christmas. 

Reuse and Recycle

Drag the box of decorations down from the attic and reuse your lights and baubles from last year. You can also root around in your wardrobes to find any seasonal clothing from previous years that you can wear again. Don’t be afraid to use sites like Craigslist and Freecycle as well, as you never know what you might find and how much money you stand to save. Lastly, hunt through thrift shops for possible gifts. A surprising majority of donations are new or unopened, so you’ll save some serious money by ditching the high-street stores. 

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